Secure Your Future, One Contribution at a Time
A retirement annuity helps you grow wealth now — and protect it for the future.
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Build a Confident Future with a Retirement Annuity That Works for You
Planning for retirement is one of the smartest financial moves you can make. A retirement annuity gives you access to tax savings, long-term growth, and the ability to make flexible contributions starting from as little as R250 per month. The two-pot system helps you preserve your savings while still allowing controlled access in times of need.
Enjoy a Wealth Bonus that boosts your investment — with up to 10% added on top of your contributions over time. This reward grows with your commitment and can unlock between age 55 and 60, depending on the plan.
You’ll also benefit from access to a diverse range of funds, including cost-effective strategies, global investment options, and capital protection features for greater peace of mind.
Set a clear retirement goal, track your progress, and get annual reviews to make sure you’re staying on course. With the right plan in place, you can look forward to a stable, comfortable retirement — starting today.
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Why Choose a Retirement Annuity?
- Expert Support – Get guidance tailored to your financial goals, with help from professionals who understand retirement planning.
- Online Management – Easily track contributions, update details, and manage your plan anytime through secure online tools.
- Flexible Income Options – Choose how you want to receive pay-outs in retirement — fixed, flexible, or a combination of both.
- Smart Two-Pot System – Grow your long-term savings while keeping limited access available for emergencies.
- Secure Your Future – Benefit from tax efficiency, compound growth, and dependable income through retirement.
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Personalised Guidance & Support
Receive expert retirement advice tailored to your financial needs and goals, backed by years of experience and proven financial insight.
Easy Online Access
Update your retirement plan anytime — manage contributions, payments, and account details securely and conveniently from anywhere.
Smart, Flexible Solutions
Access cost-effective retirement options that offer long-term income, flexible investment choices, and peace of mind for you and your family.
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Sanlam Limited is the licensed controlling company of the Sanlam Limited Insurance Group. Sanlam Life Insurance Limited is an insurer licensed to conduct life insurance business and is a licensed financial services provider and a registered credit provider.